Many agents would like to sell annuities to increase their revenue but few actually do it.  There are a number of reasons for this but the majority fail to sell annuities for one of two reasons. The first being that they do not have an approach to introduce the concept to their clients and the second is that many agents do not feel they know annuities well enough to sell them.

The second problem can be resolved with a few easy training sessions.  The first problem is the biggest barrier but there is a simple fix for that one as well.   Through trial and error, we have figured out the best way to go about introducing the concept to clients.  I will tell you that the biggest mistake is that sales people use the work "Annuity" when trying to introduce the idea which is almost always the wrong thing to do.

Please give me a call if you want to learn the strategies that we use to generate annuity sales.   I would be happy to sit down and share our approach. We provide training in person or by webinar. (In person works better for those that are within driving distance of our office)  I can also provide product training. Selling annuities is not that difficult if you have the right approach.

Email Ed Crowe at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Call the office at 203-796-5403 or Ed Directly at 860-992-4494

Equitrust has a number of annuity products approved in most states (with the exception of NY). They have one of the  more popular annuity products with  the Equitrust Bonus Builder 6.   This annuity is approved in most states, including tougher annuity states such as Connecticut.  It provides a 6% bonus, guaranteed return of premium, competative income rider and all of the various index account options.

Contracting for equitrust can be sent to Edward Crowe at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or by fax at 203-567-6235.  All forms must be completed and sent in with a copy of E and O certificate and a valid life license.

CLICK FOR APPOINTMENT APPLICATION

CLICK FOR DEPOSIT FORM

CLICK FOR AGENT CONTRACT

CLICK FOR AGENT AGREEMENT

GTL offers a hospital indemnity plan that can be sold to people over the age of 65.  They also have a cancer and critical illness plan.

The products are available in most states except for NY.  They pay commissions weekly on a 9 month advance.  Please send in all pages of contract along with copy of E and O certificate and a valid insurance license.  A void check should be sent in to establish the direct commission deposit.  (All attachments below must be completed in order to be contracted) 

Appointment paperwork may be sent to Ed Crowe at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or by fax at 203-567-6235.

GTL CONTRACT CLICK HERE

GTL GA CONTRACT

GTL 9 MONTH ADVANCE FORM

GTL DIRECT DEPOSIT FORM

Touchstone Health offers a number of Medicare plans including full dual eligible and LIS level special needs plans.  They are based in NYC and have networks in the city and surrounding boroughs.

Touchstone certification is completed via paper test.  They have a compliance exam and a benefit exam. Contracting paperwork and tests are included in this blog.  Email Ed Crowe at This e-mail address is being protected from spambots. You need JavaScript enabled to view it for a copy of the study materials (The file is too large to attach to a web blog).  Please submit a completed contract and completed tests to Crowe and Associates via email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or by fax at 203-567-6235  

Completed contracts and certification tests must be sent in with a valid insurance license  and completed AHIP or Gorman certification.

Certification Paperwork

Compliance Exam

Benefit Exam