Best 1 Year Fixed Interest Investment Connecticut

Most bank CD’s are paying less than 1% interest on a 1 year CD.  For those willing to look at other guaranteed investments, there are currently offers for up to 6% fixed interest with only a 1 year commitment.

While not a bank with FDIC backing, First position commercial mortgage notes are a safe and guaranteed way to generate substantial interest rates with short terms.  Non accredited investors can obtain a 6% rate and are not subject to lose their money if the mortgage defaults.  Interest payments are made to the investor over the course of 12 months with their initial investment being returned at the end of the term.   The investment is protected by the value of the property (no greater than 65% mortgage to loan ratio) and the company offering it.  In the event of a mortgage default, the investor will not see an interruption in payments and will have no responsibility or involvement with foreclosure/short sale proceedings.

Click the link to learn more about First Position Commercial Mortgage Notes

Best Growth Annuities For 2015

There are a number of fixed indexed annuities being offered with uncapped strategies for 2015.   Given the similarities between the various uncapped options it can be hard to tell which companies are offering the best deals.  Although the options with uncapped growth annuities seem endless, they all are relatively similar.  The key if identifying the common components of indexed […]

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High Guaranteed Interest Rates

First position commercial mortgage notes (FPMC for short) are one of the best methods to generate the highest guaranteed interest rate possible.  Clients are able to get a contractually guaranteed rate of 6% with only a 1 year commitment.  Given the low equity to loan value and other factors such as safety and track record of […]

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Highest Yield Guaranteed Investment – Earn 6% with a 1 Year Committment

Crowe and Associates has partnered with Woodbridge Structured Funding LLC to bring its clients innovative investment ideas. For investors seeking a different approach, First Position Commercial Mortgages (FPCMs) offer asset-backed investments that are short term in nature and render a high-yield.   FPCM offer a high degree of safety and predictability. Your investment is secured […]

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Best fixed 1 year interest rates

Investors can obtain high guaranteed interest rates utilizing first position commercial mortgage notes.(FPCM)  Most notes will carry a 1 or 2 year commitment but will provide a contractually guaranteed return of 5% or 6% a year.  While the strategy is not as safe as a bank it is still certainly on the lower end of […]

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First Position Commercial Mortgage Notes – Safe, High Return Investments

For investors looking for a different approach to investing,  Crowe and Associates has partnered with Woodbridge Structured Funding to provide First Position Commercial Mortgage Notes (FPCM).  FPCMs are asset backed commercial mortgage investments.  These are investments with a high-yield, a high degree of safety and predictability.  A small minimum investment of only $25,000 is required for […]

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MassMutual Care Choice One- Life, LTC and Guaranteed Cash All In One Policy

Mass Mutual rolled out a single deposit Long Term Care product that provides Long Term Care, Life Insurance and guaranteed cash value build up all in one policy. Unlike other similar products, the MassMutual product guarantees an increase on all benefits over time.  This is a single deposit product meaning it is intended for lump sum roll-overs only.    An illustration for […]

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Market Linked CD’s Can Provide Higher Returns

Market linked CD’s are a good alternative to traditional bank CD’s and annuities.  Bank CD’s are currently yielding 1% on a short term basis and no higher than 3% on a 5 to 7 year term.  Market linked CD’s work differently as they have a guaranteed minimum return (usually .5% to 1%) but have an […]

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Americo LibertyMark 15% Bonus Annuity

Until recently, few bonus annuities have been approved in Connecticut.  Equitrust had the largest bonus at 6% but now there is a 13% bonus product in CT with the approval of the Americo LibertyMark annuity. (Please Note:  The bonus is 15% in many other states)   The product comes with a 7 year term and 10 […]

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CD Type Fixed Annuity Rates

A fixed annuity works in a very similar manner to a bank CD.  The insurance company offers a fixed rate that does not change for a set number of years.  At the end of the term, the money is free of any type of surrender penalty and can be left in the account, cashed out […]

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