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The term “Life Annuity” is rather generic and can have multiple meanings but it is almost always used when describing lifetime income from an annuity product. This post provides detail on the most common uses of the term and provide detail on how a lifetime income annuity works. First meaning of the term “Life Annuity” [...] A variable annuity (VA’s) is an insurance contract that relies on investment accounts (Mutual Funds) to determine performance of the money in the annuity. Depending on the product, there can be a number of different mutual funds within the annuity for the investor to choose from. There are usually more than enough accounts to choose [...] A number of companies offer a variety of fixed annuities in Connecticut which often offer higher interest payouts than a standard bank CD. The term “fixed annuity” is very generic so I will describe the different types in this post. The type of fixed annuity that will work best for you depends entirely on your situation [...] A number of companies offer a variety of fixed annuities in Connecticut which often offer higher interest payouts than a standard bank CD. The term “fixed annuity” is very generic so I will describe the different types in this post. The type of fixed annuity that will work best for you depends entirely on your situation [...] Annuity contracting for National Western, F & G, American Equity, Equitrust and Allianz is attached. The Allianz contracting is for the various 360 Annuity and the 222 Annuity. These products can not be accessed with the normal Allianz contract. Please be sure to send in your contracting with a copy of your Insurance License and E and [...] This is the recording from our Annuity Sales webinar from Friday, March 1 2013 at 11:00 am. The focus is on selling concept and way to introduce the idea to your current clients and prospects. Major annuity producers rarely focus on product which is one of the biggest mistakes made in the field. We have [...] Security Benefit has had the annuity with the highest income payout for the last two years. Anyone looking for future income from a deferred annuity would be able to get the highest payout using the SIA product. One of the drawbacks to this product has been that it is not available some states, Connecticut being one [...] Companies have been coming to the market with a new type of insurance plan called “Longevity Insurance”. The plans are being offered by NY Life, Symetra, The Hartford and Met life. There will surely be a number more coming out with plans over the next 6 to 12 months. The idea behind longevity insurance [...] Choosing an annuity is made out to be the most difficult decision in the world but it really doesn’t have to be. There is a logical progression to be made when making a choice. In this post I will go over the steps that need to be taken to make the right choice. Before getting into [...] There are more people than ever looking to use a lump sum of money to create a guaranteed future income stream. Fixed Indexed annuites are usually the most predictible way to do this and they also offer the highest future guaranteed life payouts. As a result, there are a number of companies offering these types of [...] |
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