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Foresters Broker Contracting

Foresters currently has one of the lowest cost simplified issue final expense plans available.  The commission for brokers/agents is 100% and can increase with production.  They have an electronic application system and are approved in NY unlike most Final Expense plans.   Commissions are paid directly to the broker/agent on a weekly basis.

If you would like [...]

Vantis Life Guaranteed Issue Rates and Applications

Vantis Life offers a 100% guaranteed issue life insurance policy called Guaranteed Golden.  The GG product is the lowest cost guaranteed issue plan available for brokers to sell.  Rates and applications are available in this post. The Guaranteed Golden Product offers the following features

100% Guaranteed Issue (No questions)
Cash value build up
permanent policy- rates never change
Face [...]

Vantis Life IMO

Crowe and Associates holds an FMO/IMO contract with Vantis life.  We offer Agent and GA level contracting to brokers and agents.  Vantis has many products but the most popular contract currently is the Guaranteed Golden Final Expense product.  100% guaranteed issue with incredible rates.  Contracting paperwork can be obtained on this blog post.    Street level [...]

Vantis Life FMO Contract

Crowe and Associates holds an FMO/IMO contract with Vantis life.  We offer Agent and GA level contracting to brokers and agents.  Vantis has many products but the most popular contract currently is the Guaranteed Golden Final Expense product.  100% guaranteed issue with incredible rates.  Contracting paperwork can be obtained on this blog post.    Street level [...]

American National Broker Contract

American National has the lowest 10, 20 and 30 year term policies in the business. They also have the lowest cost ART insurance by far.   Recently, they have revised the Guaranteed UL and IUL policies.  The IUL life policy has a 14% cap on the annual point to point which higher than almost every IUL [...]

American National Term Insurance

American National now offers the lowest cost term life insurance on the market.   They are achieving this price point with an annual renewable term product.   The rates on this product do go up every year BUT it is guaranteed renewable and the price point makes it a better choice than 10 or 20 [...]

Lowest Cost Term Insurance

American National now offers the lowest cost term life insurance on the market.   They are achieving this price point with an annual renewable term product.   The rates on this product do go up every year BUT it is guaranteed renewable and the price point makes it a better choice than 10 or 20 [...]

Vantis Guaranteed Golden

Vantis Guaranteed Golden offers a 100% guaranteed issue life insurance plan with the lowest rates in the country.  The plan does not have health questions and does not have a phone verification call.  The offering is 100% guaranteed issue regardless of any and all health conditions.  

Face amounts of $5,000, $10,000, $15,000 and $20,000 for people [...]

Vantis Life Insurance (Broker Contracting)

Vantis Life has the best guaranteed issue product on the market today called Guaranteed Golden. The rates are incredible for a guaranteed issue plan, there are no health question and the policy will build a cash value.  This plan is the perfect final expense plan and is even approved in states like NY and WA. [...]

Best Life Insurance Products For Brokers

There are hundreds of life insurance products out on the market for brokers and agents to sell.  This post will provide a high level list of the best plans in each category: Term, UL, IUL (Med Exam Required), Term, UL, IUL (No Med Exam), Guaranteed issue Life and Final Expense (simplified issue).